Frequently Asked Questions About Dash Credit Installment Loans

An installment loan offers a simple way to borrow money and repay it through a series of scheduled payments over time. At Dash Credit, the timing and amount of your payments depend on several factors, including the amount you borrow, the interest rate, the total number of installments and how often you get paid. Dash Credit installment loans are typically paid back over nine or 10 months, depending on your level in Dash Loyalty Advantage.

At Dash, loan payment dates typically fall on your pay dates. As an example, we can compare two customers borrowing the same amount - one who is paid every two weeks and the other who is paid once a month. If their repayment schedules are nine months long, the customer who is paid every two weeks would have 18 smaller payments over those nine months — while the customer who is paid monthly would have nine larger payments over the same time period.

You're free to pay off your Dash Credit loan early without penalty. Paying off your loan early could potentially save on interest charges.

It’s simple. The basic requirements include:

• You must be at least 18 years old and a U.S. resident
• You must reside in a state where Dash does business
• You must have an open checking account
• You must have a steady, verifiable income that is deposited into your checking account
• Your take-home pay has to meet our minimum income criteria
• You cannot currently be in bankruptcy or planning to file for bankruptcy

It’s quick and easy. If you've never had a loan with us before, go to our online loan application. You'll be asked to provide some information about yourself, your income and your bank. Then, submit your application and you’ll typically find out within moments if you're approved.

You can review and eSign your loan documents right away. Some customers will need a short confirmation call with Customer Service to finalize their loans, while others will be eligible for Call-Free Funding.

If you're a VIP, the process is the same, except that you log in for your personalized VIP Loan Application, the fastest way to apply. Just tell us how much you want, click to confirm your info in three sections and submit.

If you prefer to apply by phone, we can do that too. Just call us at 833-889-1294, any time, 24/7.

No, our loans do not require collateral.

You may still qualify. We provide loans to people with all kinds of credit histories.

It depends on several factors, including your level in Dash Loyalty Advantage. Under our customer rewards program, the maximum amount a new customer could be eligible for is $2,000 – while customers at the highest tier could qualify for up to $3,750.

You could get your money as soon as the same day.* Customers who finalize their loans before 11:45 a.m. Eastern Time on banking business days qualify for Free Same Day Funding.* If you don't meet the Same Day Funding deadline, you typically receive your funds on the next business day.

Your payment due dates are usually on the days you get paid. At Dash, when you opt to pay by Electronic Funds Transfer, your loan payments are automatically deducted from your checking account on due dates.

If you'd like to pay off your loan faster - and potentially save on interest charges - you can add an amount to any existing payment, pay off your loan early in one lump sum or potentially make a principal-only payment. You can do this yourself in our online payment portal. Or if you prefer, call Customer Service at 833-889-1294 to make these arrangements by phone.

Questions? Call Customer Service at 833-889-1294.

Our installment loans have nine- or 10-month terms, depending on your level in Dash Loyalty Advantage. You can also opt to pay back your loan early without penalty.

It depends on the amount you borrow, the duration of your loan, your customer rewards status and other factors. The loan agreement, provided upon approval, provides all the details, including your APR. Always make sure you fully understand the specifics of your loan agreement before eSigning it.

Yes, you can potentially save on interest charges by paying back your loan early. We provide several payment options to help you do this. There is no penalty for early payoff.

Questions? Call Customer Service at 833-889-1294.

Please reach out to Customer Service right away at 833-889-1294. We can work with you and help you explore your options.

All loans include clearly defined due dates outlined in your loan agreement. If a payment is missed, fees like insufficient funds charges may apply, as specified in your agreement.

Our collections practices follow professional, fair and lawful standards in full compliance with applicable laws. If you’re having difficulty repaying your loan, you may qualify for a repayment plan.

For more information, contact Customer Service at 833-889-1294.

Yes. All the loans we make are transacted on our secure servers and utilize industry standard security protocols. Your non-public information is confidential and protected by our Privacy Policy.

Yes. We believe in rewarding your loyalty and responsible borrowing behavior. So every loan you repay in full, with no missing or late payments, counts as you move up the levels in Dash Loyalty Advantage, our customer rewards program.

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